One of the most common occurrences happens inside each residence is water damage—from broken or burst pipes, dishwasher leaks, air conditioning leaks, window leaks, shower pan leaks, and others. Because of these, water damage in Miami is one of the most commonly filed for insurance claims. If you are currently residing in the State of Miami, it is best if you seek the help of Alconero and Associates—Public Adjuster in Miami to document and present the loss correctly to avoid unnecessary denials and get your maximum insurance claim. Here are the suggested actions you can take when your residence has water damage in Florida.
Start the cleanup process right away
To mitigate the risk of further damage, you need to start the cleanup process right away. Check for water leaks in your house and start drying out the affected areas immediately so that it will minimize the risk of microbial contamination that could risk your safety and avoid health issues afterward. Alconero and Associates—Public Adjuster in Miami recommends homeowners to document the damage and contacting insurance company when filing your claim as soon as possible before you will make a move on a minimal restoration process.
Dry out the affected areas
It is necessary to get rid of all moisture caused by water leakage as soon as possible because it might cause more damage. For small leaks, this may not be difficult, but it is still important to pay close attention to it. Use a fan to circulate air and dry out the affected area. If the moisture is on a larger scale, consider renting a large-capacity dehumidifier to dry out carpets, surrounding woods, and other materials prone to molds and bacteria.
Inspect for molds and mildews
Once everything is dried up, search for areas where molds and mildew may begin growing. Mold and mildew start growing in the right conditions in as little as 24 to 48 hours. If you found one, be extra careful as they might be toxic and harmful to humans. If it is a small mold issue, clean them up immediately. However, when it is an invasive mold issue, you need to consider seeking the help of a licensed plumber to mitigate the mold on your behalf.
Keep in mind that mold can show up in hidden areas like under floors and inside the walls, so this inspection and water damage repair will be ongoing.
Disinfect the affected areas
To ensure that there are no molds, mildews, and bacteria already, consider disinfecting the affected areas with the use of a simple bleach solution. You should also dry out any items that are affected by the water damage to eliminate molds and bacteria. It is best if you disinfect the whole area before you began repairing for water damage repair to make sure no mold spores linger.
Inspect your roofs and gutters
Ensure that your roof is closed to minimize moisture inside your residence. Moreover, inspect your home for potential weak spots and make necessary repair or replacement for sidings and shingles not only to ensure that the water will not leak inside your residence but to prepare for possible natural occurrences like hurricanes.
Check your ceilings as they are usually exposed to water damage and are more at risk due to gravity—leaving them sagging or even collapsing. Public adjusters recommend homeowners to remove affected ceiling panels first and find the source of the leak. You can contact professional roofers to find out what water damaged ceiling repair cost job runs.
How can we help?
Public adjusters usually advise homeowners to document the water damage in Miami before they go on for the cleanup process. When it comes to claiming insurances over water damage, homeowners elicit the help of public adjusters to get the maximum insurance claims they deserve.
If you are around Miami and been denied by your insurance company over your water damage insurance claim, contact Alconero and Associates—Public Adjuster in Miami to find out how we can help you maximize your water damage insurance claim.
MIAMI PUBLIC ADJUSTERS
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
RESEARCH
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
DAMAGE DETERMINATION
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
NEGOTIATION
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Miami?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.
