Accidents are unforeseeable. "Florida is continuously in Mother Nature's crosshairs," according to the American Property Casualty Insurance Association, implying that if you live in Miami, you are more likely to suffer Mother Nature's diverse array of calamities. When someone experiences a disaster, it can be difficult and overwhelming.…
Disasters, more often than not, are unpredictable, uncomfortable, and very costly events. Did you know that according to a study 1 in 50 households claim water damage in Miami every year? Burst pipes, accidental leaks, water damage caused by a tree that fell due to high winds, resulting…
Fire damage in Miami is a typical occurrence. As a homeowner, having fire insurance is essential if you want to avoid experiencing collateral damage as a result of fire damage in Miami. It is a type of insurance that protects homeowners against harm caused by a fire that…
Water damage in Miami can strike even at the most unexpected moment, and it is often a costly damage to your property to repair. Water damage can indeed be caused by a multitude of factors. These are obvious ones, such as severe weather, flooding damage, and even busted…
Molds are microorganisms that can be found almost anywhere—and Miami is no exception. These organisms can be found in wet environments, such as near leaks in roofs, windows, pipes, or in areas where there has been flooding. In light of that, it can cause water damage or mold…
If you think hurricanes and tropical storms are getting stronger every year, you are right. The oceans where they are born are warming up and the heat fuels these hurricanes and tropical storms. The stronger they are the more damage they can cause and put people in its…
Hurricane Ida's insured losses totaled about $18 billion, and are still climbing at the time of writing. A significant amount of losses go uninsured. Wind and water combine to create hurricanes, one of the most destructive forces of the natural world. Living in Miami, you are probably well…
A major concern for most homeowners in Miami is water damage in their properties. Because the most common and most expensive insurance claim filed by homeowners is water damage. Water damage in Miami is the most common homeowner’s insurance claim, second only to wind and hail damage. Unlike…
The roof of your home plays a critical role in its structural integrity, and damage should be repaired as soon as possible. Hurricane damage, natural disasters, or other sudden events may qualify for coverage under your homeowner's insurance policy. You can increase the settlement amount of your claim…
Homeowner's insurance covers a variety of things, including mold damage. Mold damage in Miami can be catastrophic and can occur almost anywhere. During the aftermath of a natural disaster, it is not uncommon to find broken windows, foundation cracks, or damaged structures that have allowed the elements in.…
