Hurricane or any natural calamities are inevitable—we can’t stop them from occurring yet we can take necessary measures—before, during, and after the hurricane hits. Recent hurricanes have caused catastrophic damage not only across the State of Miami but also in other states. Hurricane season is probably longer than you think. It can run from the first day of June to the 30th of November. And so, for half of every year, your home may be prone to hurricane damage in Miami and other risks it could bring.
If your home suffers damages, you and your family should take precautionary measures to ensure not only your safety but also for your property. It is necessary to hire a public adjuster to maximize the insurance claim that you deserve out of the aftermath of a hurricane. Here are essential lists to remember when your home suffers from hurricane damage.
Make some documentations of your home
If your property hits severe damage due to hurricane, it is essential to submit an insurance claim as soon as possible. Take photos or videos of your house ravaged by the tropical disturbance for documentation purposes right away before cleaning up or making restoration efforts. It is a must if you inform your public adjuster on any mitigation you take and prevent additional damage by completing temporary actions.
Check for electrical lines
One of the evident hurricane damage in Miami has something to do with electric wirings. To avoid further damage to your home, public adjusters suggest checking for loose or dangling power lines as this can probably cause some short circuits that eventually cause a fire. Best if you report them immediately to proper authorities. If you see power lines that were gravely affected by the hurricane, move away from it and avoid any water and any object touching them. If possible, switch off the electric system at your home’s main circuit breaker or fuse box.
Be vigilant for water leakage
Hurricane damage in Miami can also affect water leakage out of the plumbing system. It can leave behind by wreak havoc on your plumbing system. They can put a lot of stress on drainage pipes. A water leak can look small after a hurricane but could end up causing a sizable amount of damage afterward. And so, public adjusters recommend their clients to be vigilant and to check out for some water leaks. Turn off interior water sources in case these are water leaks coming inside or outside of your home.
If you have leaking or broken pipes, call the Water and Sewer Department at 305-274-9272 for immediate action.
Check for possible gas leakage
If you smell or suspect gas leaks, turn off the main valve as soon as possible, open the windows for ventilation, and leave your home immediately. After this, alert the nearest fire department or any proper authority for further inspection. Avoid turning on any lights, smoke, light matches, or do anything that can ignite a fire or cause a spark. Never attempt to return to your house until it is safe to do so.
Remove unsalvageable items
It is best to move out some unsalvageable items inside your resident. Take a picture of these unsalvageable items and check with your insurance company to see if they want you to hold onto them. Alconero and Associates— public adjuster in Miami can come to your site and evaluate the items that are damaged immediately.
Need some help?
For any concerns regarding hurricane damage, don’t hesitate to elicit the help of Alconero and Associates—public adjuster in Miami who will give you a comprehensive estimate for the total cost of your hurricane damage.
Hurricane season means that hurricane damage in Miami is always a possibility. Alconero and Associates—public adjuster in Miami is on service to help you develop a plan to keep your property secure and your family safe. For all emergencies, dial 911 or call Miami-Dade County at 311 or 305-468-5900.
MIAMI PUBLIC ADJUSTERS
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
RESEARCH
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
DAMAGE DETERMINATION
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
NEGOTIATION
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Miami?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.
