Flooding due to hurricanes and other natural occurrences, sewer line backups, burst pipes, hose leaks, and roof leaks are some of the sources of water damage that causes wreaking havoc to Miami residences. Water damage in Miami causes more chaos to a property than anything else making everything moldy, warp, and rotten.
Every homemaker needs to understand what types of water damage are covered by your insurance company. It is best if you seek help from a public adjuster to be able to get the maximum insurance claim you deserve. Here are some reasons why water damage in Miami regards as one of the worst nightmares by Miami homeowners.
Effects of water damage in your home
When you envision water damage, it is like you experienced a catastrophic event such as hurricanes and floods. Water damage impacts your home’s value. A leaking pipe, for example, can add moisture to your drywall. The appearance of molds can cause costly damage afterward. These molds might lead to such as respiratory issues. Hence, public adjusters recommend homeowners to take necessary actions to mitigate the water damage as soon as possible.
Expensive to repair
According to HomeAdvisor, the average homemaker spends up to $4,100 to repair a single instance of water damage in Miami. Not only that, but they also spend up to $6,000 to remove mold from your home, not including any medical expenses you may incur from exposure to certain types of mold in your home. Seek help from professionals to address the underlying issues instead of repairing them on your own.
On a macro scale, your home’s value can have a tremendous impact on a single leak. That’s why it is essential to make an effort to avoid water damage in the first place. Not only do you have to deal with expensive repairs but also keeping building up that equity in your home.
Water damage can happen anytime
Sometimes, water damage occurs from a little summer storm or even a giant hurricane during fall. Any time of the year, pipes in a person’s residences may be so weak that they break that can cause tremendous flooding leaving all things to soak underwater, ruining everything along its way. Unwanted water severely damages furniture, as well as walls, floors, and carpet. Eventually, molds and mildews from water damage will appear all over your house.
Homeowners and public adjusters alike agree that a quick and safe restoration process on your property is not an easy task. Hence, elicit the help of Alconero and Associates Public Adjuster in Miami to know the most effective and efficient tip to overcome water damage in Miami.
How to protect your residence after water damage?
You need to start the cleanup process right away to mitigate the risk of damage. Check for water leaks in your house and start drying out the affected areas right away so that it will minimize the risk of microbial contamination that could risk your safety and avoid health issues afterward. Furthermore, open the windows and passageways to make airflow to facilitate drying. The water-laden area will not dry unless there is proper ventilation.
Alconero and Associates Public Adjuster in Miami suggest that before you go for a minimal restoration process, you need to have photo documentation on the damages brought by the water damage. Start contacting your insurance company when filing your claim as soon as possible.
What can you do over water damage?
Water damage is certainly every homeowner’s worst nightmare. It chews up time, money effort, and a lot of patience. It is essential to elicit the help of public adjusters to know if your experience in water damage is covered by homeowner’s insurance and get the maximum insurance claims they deserve.
In concerns regarding water damage insurance claim, contact Alconero and Associates Public Adjuster in Miami to find out how we can help you maximize your water damage insurance claim.
MIAMI PUBLIC ADJUSTERS
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
RESEARCH
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
DAMAGE DETERMINATION
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
NEGOTIATION
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Miami?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.
